Commercial Truck Finance

When the time comes to buy a new or used commercial vehicle in the Tri-State Area, trust none other than Bentley Truck Services, Inc. to shift your business into high gear. Our experts have years of experience helping clients finance commercial trucks for all lines of work. Offering a variety of flexible financing options and a large assortment of road-ready commercial vehicles for sale, we’re certain to have your ideal solution.

Lease & Finance Options

Specializing in financing class 3-8 vehicles, we’re able to tailor a loan or lease for any business, fleet or private use. Among our numerous financing options, the following are the most popular:

Isuzu iLease®

A Fair Market Value Lease, iLease® enables you to walk away, refinance or purchase the vehicle at the end of the lease. This type of lease, which is available for Isuzu N-Series and F-Series Class 6 models, offers the most flexibility and low monthly payments. 

TRAC Lease

The open-end TRAC (Terminal Rental Adjustment Clause) lease is an excellent option for businesses that need their vehicles for the long, rugged haul. There are no mileage or wear-and-tear clauses with TRAC leases, so you won’t be penalized for going over a mileage or heavy-use restriction.

Commercial Vehicle Line of Credit

The benefit of a Commercial Vehicle Line of Credit is the need for a large up-front financial commitment. They keep your bank lines of credit free, require no setup or non-utilization charges, and have no annual fee.

Vehicles We Finance

No matter your vocation, industry or company size, Bentley Truck Services, Inc. has the selection to put you in the best position to prosper. Our clients can lease and finance the following types of commercial trucks and trucking equipment:

  • Refrigerated Trucks
  • Box Trucks
  • Delivery Vans
  • Heavy Duty Tractors & Trailers
  • Hooklifts
  • Medium Duty Trucks
  • Dump Trucks
  • Utility/Service Trucks
  • Haulers
  • Work Trucks
  • Reefer Vans & Trailers
  • Chipper Trucks
  • Dry Vans
  • Semi & Sleeper Tractors
  • Tow Trucks
  • Flatbeds

Should I Buy or Lease?

  • Flexibility to get what you really want as a business owner. A lease allows room for growth. You can drive a newer vehicle more often and protect the polished image of your business.
  • With a lease, monthly payments are typically lower than loans because you only pay for the portion of the truck value used during your lease. You pay for the vehicle as it pays for itself–through use.
  • When you choose a lease, at the end of your lease contract you have the flexibility to buy the vehicle or return it to the dealer. You can even exchange or refinance the truck if you want to keep the vehicle.
  • Because money is not borrowed when you choose a lease, your business’s working capital and your business credit line are still available for your company’s growth.
  • At the end of your loan contract, you take ownership of the vehicle. A loan is ideal for high mileage or severe duty applications.
  • You build future equity and have greater asset management control. You are free to modify, trade-in, or sell your vehicle on your terms. Isuzu and Hino trucks command a high resale value.
  • When a business owner chooses to go with a loan, there is no limit on the amount of miles your employees drive.
  • A loan provides the means for you to conserve cash by paying the balance over time instead of all up-front.

Section 179 FAQ –
Understanding IRS Tax Code

Section 179 of the IRS tax code could benefit your business by allowing you to deduct the full purchase price for qualifying equipment on this year’s tax filing. The Business Certified team at Bentley Truck Services, Inc. can answer your product questions, but we recommend you seek the advice of your Tax Professional to confirm your eligibility for this deduction. Learn more about Section 179 and let the experts at Bentley Truck Services, Inc. help you get behind the wheel of a new work truck!